By Staff Reporter
The UAE banking sector wrapped up 2025 with solid momentum, as total assets surged by more than AED 780 billion during the year to reach approximately AED 5.34 trillion, according to the Central Bank of the UAE (CBUAE). The growth reflects continued expansion across lending, deposits, and overall money supply.
On a monthly basis, gross banking assets rose by 1.7 percent, increasing from AED 5.25 trillion at the end of November to AED 5.34 trillion by December 2025.
Gross credit grew by 1.5 percent to AED 2.57 trillion, largely driven by foreign currency lending, which contributed nearly two-thirds of the monthly increase. Domestic credit also strengthened, supported by higher lending to the private sector, government-related entities, and other financial institutions.
Bank deposits recorded a 2.2 percent increase to AED 3.31 trillion. Resident deposits reached AED 3.01 trillion, while non-resident deposits jumped 12.2 percent to AED 297.8 billion.
Within resident deposits, private sector balances climbed 2.8 percent to AED 2.25 trillion, and government-related entity deposits rose 4.8 percent to AED 296.2 billion. However, government sector deposits declined by 10.4 percent to AED 393.4 billion.
Monetary aggregates also showed positive trends. M1 expanded by 2.2 percent to AED 1.07 trillion, while M2 rose 3.2 percent to AED 2.75 trillion, fueled mainly by growth in quasi-monetary and corporate deposits. M3 edged up 1.2 percent to AED 3.26 trillion.
Meanwhile, the monetary base increased by 5.4 percent to AED 895.7 billion, reflecting higher currency in circulation and a notable rise in banks’ and financial institutions’ balances with the central bank.
Source: Emirates News Agency
